A comparative review of the impact of digital technologies and systems on retail banking.

This assessment requires you to consider the practical application and strategic impact of digital technologies within the context of your chosen sector.
“�not to innovate is to die,” wrote Christopher Freeman (1982) in his famous study of the economics of innovation. Apple, Google, SAP and Microsoft have all established themselves and shown an ability to develop successful new products. Indeed, technology led innovation is clearly of intrinsic value to all these companies but what about other sectors?
The following elements should be considered:
� Have digital technologies and systems been enablers, drivers or both?
� Have you identified any specific/common problems within the chosen sector/organisation that have been solved or minimised through the use of technology or have new problems been created?
� You might also consider the impact that innovation has had on chosen business model(s) together with any strategic decisions made and evidence how the industry sector you are researching has achieved success (or not).
� Critical assessment of the key mechanisms available to increase the effectiveness and profitability of digital technologies
� An evaluation of how information systems, digital and mobile technologies offer the potential for new business opportunities and also provide a return on investment.
You should round off your research with an overview of what you think the future holds for your individual sector.

The assessment criteria are contained in Appendix 1.
This assessment requires you to consider the practical application and strategic impact of digital technologies within the context of your chosen sector.
“�not to innovate is to die,” wrote Christopher Freeman (1982) in his famous study of the economics of innovation. Apple, Google, SAP and Microsoft have all established themselves and shown an ability to develop successful new products. Indeed, technology led innovation is clearly of intrinsic value to all these companies but what about other sectors?
The following elements should be considered:
� Have digital technologies and systems been enablers, drivers or both?
� Have you identified any specific/common problems within the chosen sector/organisation that have been solved or minimised through the use of technology or have new problems been created?
� You might also consider the impact that innovation has had on chosen business model(s) together with any strategic decisions made and evidence how the industry sector you are researching has achieved success (or not).
� Critical assessment of the key mechanisms available to increase the effectiveness and profitability of digital technologies
� An evaluation of how information systems, digital and mobile technologies offer the potential for new business opportunities and also provide a return on investment.
You should round off your research with an overview of what you think the future holds for your individual sector.